Chanceforloans has an excellent track record in arranging loans for the residents of the UK. Since inception we have maintained consistent growth and have been steadily rising to become a market leader in the diversified finance industry, by sourcing various kinds of loans. There are a multitude of loans to take care of all your financial needs, from secured loans to unsecured loans. All these can be arranged at competitive prices. At Chance For Loans we have a simplified the documentation process for the loans. We aim at the convenience of our customers. We offer online application facility so that they can APPLY for the loans through internet and even through a telephonic conversation with our representatives during working days. We can help arrange loans to meet practically every need of yours. At Chance For Loans, customer is the king and we earn profit through customer satisfaction. Customer satisfaction is ensured through an optimum mix of desirable features like cheap interest rates, fast approval, helpful personnel etc. Interest rates are arranged in association with the leading lenders in the UK. Cheaper interest rate is the most desired feature in loans according to a recent survey. Offers matching the borrowers requirements, which have been arranged through banks, are immediately referred to them. By filling up a single online application form, the borrowers can APPLY to hundreds of lenders to avail their offerings. The period between the application and the approval must be shorter. In other words, there must be a quicker approval of loans. Serving a majority of the people by arranging loans for them is the mission of Chanceforloans. We aim to offer services catering to needs of all segments of demography. At Chance For Loans, customer satisfaction is our motto and we make sincere efforts to improve the lives of our customers. Frequently Ask Questions How much can I borrow? This will apparently depend upon your on-hand income and the amount of collateral available within your assets. Subject to these factors we can organize a loan from a minimum of £3,000 to a maximum of £500,000. Once I sign the paperwork, am I committed? No, signing paperwork doesn’t mean that you are bound by it. If you change your mind afterwards you can cancel it at any time at no cost. Are there any fees charged? No broker fees will ever be charged up front. However, in some cases a fee may be charged on the maturity of your loan. The maximum limit is 10%. You will be aware of any possible fee from day one and they can be built in to your loan package. Over what period of time can I extend my loan? This is entirely up to you and the repayment consultant may help you resolve. Generally, loans are available over three to thirty years. Are fixed interest rates offered? A vast majority of loans arranged by Chanceforloans has interest rates fixed for up to five years (where the loan term is 60 months or longer). We also arrange fixed interest rates for up to fifteen years and capped rates. What about privacy and confidentiality? We treat your loan application as classified information. We will not contact your employers, bankers or any other third party. If it happens then your permission will be taken. Are there any preconditions on how I can spend the money? No, the lending agency which advances the loan is not bothered on how you spend your money. You can use the money for any purpose What if I want to settle the loan early? Different lenders have different policy on early repayments. The lenders who accept early repayment will calculate the outstanding balance and a rebate is given on the outstanding interest in accordance with the Consumer Credit Act 1974. What if I want to move residence? Simply pay the unresolved loan balance from the earnings of the sale. Alternatively, lending agency will transfer the loan to your new property. What if I want to borrow more in the future? Simply contact our office. We will be more than happy to arrange a suitable quote for the required advance. How long will the loan take to fix up? The process generally takes two to three weeks. The time gap depends on how quickly you can supply us with the requisite documents and credentials to complete your loan. What if my circumstances change - or if I have other questions? In such case, we allot an advisor who will be in liaison with you and you can contact you at any time of day to clear your doubts and concerns. You can also take the help of our friendly and experienced customer care service. Associate yourself with Chanceforloans and make the best use of our expertise. Services Our certified financial advisors work in liaison with you to search the best financial product fashioned according to your personal situation. We have a panel of professional, experienced and reputed lenders to find the right loan for you. We arrange a free loan quotation for you even when other traditional lenders have said no to you. The various products that Chance For Loans can arrange for its customers are listed below: Secured loans A secured loan offers to help borrowers with their monetary needs in exchange for a collateral, which often is the home of the borrower. The collateral serves to minimize the risk involved in the secured loans. Secured loans are the cheap of all loans. Unsecured loans Unsecured loans are primarily available to people who are tenants or who do not prefer to put a stake on their homes. The rate of interest charged from borrowers is higher. Car loans Car loans make it easier for people to purchase cars. This is because the borrower has to make payment to the loan through a monthly or quarterly payment. Debt consolidation loans Debt consolidation loans are regularly used to recover from the burden of debts. Under this loan, lender pays off the entire debt on the borrowers account and gets the monthly payments from the borrower on account of the loan. One can take both secured and unsecured debt consolidation loan. Holiday loans.....