Sunny Beach properties for sale-new build and off plan apartments, houses and land Welcome to Sunny Beach Keys Bulgarian property agency Sunny Beach Keys is a local estate agent situated in the heart of Sunny beach on the black sea coast of Bulgaria. Sunny Beach Keys hosts a large portfolio of carefully selected properties for sale direct from the best Bulgarian developers offering a variety of: . off plan developments . new build apartments . villas . traditional Bulgarian rural houses with land . agricultural and regulated land in Bulgaria Specializing in the Sunny Beach region covering Nessebar, Sveti Vlas, Ravda, Elinite and Kosharitsa. Sunny Beach Keys aims to find the right Bulgarian property for you. Dealing only with reputable developers, securing the best property investment. Giving you assistance and guidance throughout the whole buying process. Starting with finding and buying the right property for you, negotiating the best deal directly with the developer or vendor. Assisting with all legal matters, arranging solicitors, Notary and translators. Advice on Bulgarian mortgages and loans, opening a Bulgarian bank account, foreign exchange, arranging furniture and insurance. Bulgarian property insurance PDF Print E-mail Building Insurance for your Bulgarian property Buildings insurance that you will need to protect your Bulgarian property investment. Building insurance In Bulgaria it is not possible for the property management company or the developer to insure your property. According to Bulgarian law only the owner (who is stated on the deeds) can obtain insurance. Therefore it is down to the owner to ensure they have the adequate insurance cover in place. Dwellings and household The subject-matter insured is immovable and movable property owned or under the responsibility of an individual. The insurance cannot be concluded in favour of third party. The insurance cover is agreed on the basis of four standard clauses, i. e. basic, extended, maximum, and limited cover. The basic cover includes loss and damage resulting from a fire (incl. consequences of extinguishing thereof), lightning, explosion or implosion, aircraft, parts or cargo there from, natural perils (incl. storm, hail, torrential rain, flood, snow or ice pressure, freezing, falling trees, branches or other external objects as a result of a storm or a hail), sewer water, vehicle or animal impact, as well as the expenses for loss minimization, removal of debris, relocation, protection and storage. For certain types of property (for example money in cash, valuables, etc.) the Insurer's liability is limited. The clauses for extended, maximum, and limited cover provide the opportunity of changes in the scope of cover and the liability limits depending on client's actual needs. The insurance cover of each standard clause can be extended with: • landslide or collapse of earth mass, earthquake, malicious acts, glass breakage of doors and windows on 'All Risks' basis, lost of rent; • third party liability following insured event. The insurance cover applies only to property located at the address mentioned in the policy. Fire This insurance is aimed for individuals persons and legal entities. The subject-matter insured is immovable and movable property owned or under the responsibility of the Insured. In case of mortgaged or pledged property, the insurance policy can be concluded in favour of the creditor. The basic policy cover includes loss and damage resulting from fire (incl. consequences of extinguishing thereof), lightning, explosion or implosion, aircraft, parts or cargo there from, natural perils (incl. storm, hail, torrential rain, flood, snow and ice pressure, freezing, falling trees, branches, or other external objects following storm or hail), sewer water, vehicle or animal impact, and as well expenses made by the Insured with due care for loss minimization. If agreed, the insurance cover may be extended to include: • landslide or collapse of earth mass, earthquake, short circuit or over-voltage, malicious acts by third parties, change of address; • Removal of debris, relocation, protection and storage, loss of rent; • Glass breakage with option for 'All Risks' basis; • Third party liability following insured event. The insurance cover applies only to property located at the address mentioned in the policy. Burglary This insurance is aimed for wide range of customers, incl. individuals, commercial or industrial premises. The subject-matter insured is movable property owned or under the responsibility of the Insured and covered under an existing policy against fire and natural perils with the same Insurer. The basic policy cover includes loss and damage resulting from a burglary pursuant to Art. 195, par. 1, item 3 of the Bulgarian Criminal Code and as well additional damage (incl. to walls, doors, and locking devices, etc.) caused by the burglars. If agreed, the coverage may be extended to include a burglary by using technical device as defined by Article 195 par. 1 item 4 of the Bulgarian Criminal Code and robbery pursuant to Article 198 of the Bulgarian Criminal Code. The insurance cover applies only to property located at the address mentioned in the policy.