Tutoring Business: Angel Private Investment, Bridge Loan, Angel Investor Guide. Sources provide an expedient means of acquiring working capital by selling the invoice (your accounts receivable) for a product or service that has been rendered. Account receivable funding or factoring fills a need for your rapidly expanding company if you are outgrowing your operating capital. Private Equity Placement: Every business day, over 30,000 business loan applications will be rejected by banks just in the United States alone. With odds like hat, it's time you invested in the one capitalization tool that always performs - you. Restaurant Equioment Funding Restaurant equipment funding through a lease program has many advantages over the more traditional methods of purchase financing. Real Estate Sale and Leaseback Real estate sale and leaseback financing is when a business sells its commercial property for its fair market value and then immediately leases it back. Most importantly, you retain control of the property. Real Estate Finance Real estate finance firms provide loans on commercial real estate and business loans that are collateralized with commercial real estate. Loans to expand or improve your existing business and loans to refinance existing debt. Both conventional and government guaranteed loans are available. Real Estate Purchase Loan Funds are typically business loans that are collateralized with commercial real estate. Loans to expand or improve your existing business and loans to refinance existing debt. Both conventional and government guaranteed loans are available. Public Shell Public Shell transactions are a widely accepted, alternative mean for a private company to go public. A necessary component to a completed reverse merger transaction is the public shell. The public shell is a publicly listed company with no assets or liabilities. It is called a "shell" considering all that exists of the original company is its corporate shell structure. By merging into such an entity, a private company becomes public. Preferred Debt Debt that the repayment of or lien position takes precedence over other debts. Raise Private Equity Raise private equity means to seek investments that are normally from high net-worth individuals known as "accredited investors or angel investors". Real Estate Loan Money loaned using land and any buildings or structures on it as the primary collateral. Purchase Order Financing Purchase order financing or "factoring", is required during growth and expansion when cash flow reserves become insufficient. Your suppliers want you to pay C.O.D. and your buyers want to pay you net 30-60. There is no cash flow during manufacturing, while the goods are in transit, and until the invoices are paid. Commercial Factoring A process where a factor - the company that purchases your invoices and receivables - provides your business with the advance payment up front. Commercial Building Loan Commercial building loan services are available on all types of income-producing and commercial properties. Commercial Account Receivable Financing One of the oldest forms of financing. We make our credit decisions primarily on the strength of your clients. Commercial Paper Short-term unsecured promissory notes issued by a corporation. The maturity of commercial paper is typically less than 270 days; the most common maturity range is 30 to 50 days or less. Commercial Lines Of Credit These lines of credit provide a business with money to cover day-to-day expenses. As funds are used, the established credit line is reduced. Collateral Surety Commercial paper which has been pledged as collateral for a loan. Commercial Capital Money used for the investment in a project or company. Commercial Building Financing Loans for expansion and improvement, and loans to refinance existing debt. Collateral Asset than can be repossessed if a borrower defaults. Commercial Letter A written offer by a lendor of the terms under which it will to lend money to a company. An umbrella program to help small businesses meet their short-term and cyclical working-capital needs. Lender An entity which makes funds available to others to borrow. Leasing Construction Equioment Leasing construction equipment rather than financing maximizes your working cash and ultimately saves you money. Leasing Simply stated, it is a contract where one party (who is known as the lessor) gives the other party (who is known as the lessee) the exclusive privilege to use and retain its equipment for a specific and predetermined period of time. Leasing Restaurant Equipment Leasing restaurant equipment, as opposed to outright purchasing or financing, allows you to retain more working capital and makes budgeting easier. From ice maker machines to refrigerated sushi cases, leasing can provide you with the newest and highest quality equipment available. Interim Loan These loans range from 6 months to 5 years with the most typical term being 3 years. Intrastate Offering Securities offering limited to investors residing within one specific state. Typically done to avoid SEC registration requirements. Lease Simply stated, it is a contract where one party (who is known as the lessor) gives the other party (who is known as the lessee) the exclusive privilege to use and retain its equipment for a specific and predetermined period of time. Lead Investor A company's principal provider of capital, typically the entiy which helps originate and structure syndicated deals. Invoice Advance Most small, non-retail businesses sell their goods and/or services to medium and large-sized businesses or government agencies. These agencies then invariably require their small business vendors to submit invoices for payment, usually bearing Net-30 day or longer terms. Therefore, in truth, small businesses provide financing to their large business/governmental agency customers which is the crux of the small business cash flow dilemma. LBO Management buyouts, Acquisitions, Divestitures, Valuations, Refinancings. Financing can be provided for the strategic purchase of other product lines, divisions, or companies. Later Stage Funding Later stage funding is normally for a company expecting to go public usually within a year. Often this funding is structured so that it can be repaid from proceeds of the public offering and non-included in any IPO sale restrictions.